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30/07/2025

The regulation of over-indebtedness, as envisioned by the Distress Code, is based on constitutional principles such as solidarity and substantive equality.

Using instruments gauged to the actual options of the debtor, the system aims for a balance between protecting personal dignity and guaranteeing creditors’ rights.

While it is true that significant regulatory progress has been made, further efforts are needed to make the regulations fully effective.

Lawyer Andrea Zaltron offers his ideas on Altalex.

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